What are the 3 years of health insurance rules for surrogacy in India?Subscribe

  Team Orom 2023-01-27 3 Min

               

It is believed that God created parents when he couldn't come to earth. Well, that is unarguably true. Parenting is bliss and a blessing. However, there are times when people struggle to conceive naturally. And those are the times when options like Surrogacy come to the rescue. Motherhood dwells in all straight couples, gay couples, single people, literally everyone. A woman may opt for surrogacy if she has no uterus or uterus has been removed due to any medical condition such as gynecologic cancer. Various types of people opt for surrogacy to become parents and have a child of their own. However, even though surrogacy is legal in India, some new laws are mandated for people opting for surrogacy.  

What is surrogacy? 

Surrogacy is a legal agreement between a surrogate mother and a person/people who will become the child's parents after childbirth. Surrogacy is a procedure when a woman conceives a child for another person/couple. Gestational surrogacy is the only type of surrogacy permitted in India.

However, on June 21, 2022, the Union Health Ministry passed a few rules on surrogacy.

The Union Health Ministry has stated that the number of attempts of any surrogacy procedure should not be more than three times. The rules have also mentioned that people working at the surrogacy clinic should be registered and the fee for a surrogacy clinic.

One of the significant rules is that "the intending woman or couple shall buy a general health insurance coverage in favor of the surrogate mother for 36 months. It should be from an agency or an agent recognized by the Insurance regulatory and development authority act for a sufficient amount to cover all expenses for all pregnancy and postpartum complications''.

Furthermore, the intending couples must also provide an affidavit in court to guarantee compensation for medical expenses, health issues, damage, specified loss, illness or death of a surrogate mother and more. However, the genealogist shall only transfer one embryo to the surrogate mother's uterus. In mere exceptional circumstances, embryos can be transferred up to three times. 

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